:root{--ink:#152038;--muted:#5c6677;--paper:#fbfcff;--line:#e1e7f0;--accent:#3157d5;--accent2:#243fa2;--soft:#eef2ff;--warm:#fff8e8;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.72 system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--paper)}
a{color:#2449be;text-decoration-thickness:1px;text-underline-offset:3px}.wrap{max-width:var(--max);margin:auto;padding:0 24px}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.top{display:flex;align-items:center;min-height:72px;gap:22px}.brand{font-weight:900;font-size:20px;color:var(--ink);text-decoration:none;white-space:nowrap}.brand b{color:var(--accent)}
.main{display:flex;gap:16px;align-items:center;margin-left:auto}.main a{font-size:14px;color:var(--muted);font-weight:700;text-decoration:none}.header-cta{background:var(--accent);color:white!important;padding:9px 13px;border-radius:9px}
.layout{max-width:var(--max);margin:40px auto 76px;padding:0 24px;display:grid;grid-template-columns:minmax(0,820px) 270px;gap:42px}.content{min-width:0}.sidebar{min-width:0}.sidebar .cta{position:sticky;top:94px}
.hero{padding:40px 0 24px}.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.12em;font-size:11px;font-weight:900;color:var(--accent)}
h1{font-size:clamp(38px,5.8vw,62px);line-height:1.04;letter-spacing:-.04em;margin:.16em 0 .35em}h2{font-size:29px;line-height:1.2;margin-top:1.8em;letter-spacing:-.025em}h3{line-height:1.25}
.lead{font-size:21px;color:var(--muted);line-height:1.55}.button{display:inline-block;background:var(--accent);color:#fff!important;text-decoration:none;padding:12px 17px;border-radius:10px;font-weight:800}.button:hover,.header-cta:hover{background:var(--accent2)}
.button.ghost{background:#fff;color:var(--accent)!important;border:1px solid var(--line)}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.cards article,.verdict,.cta,.notice{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px}.cards h3{margin-top:0}
.cta{margin:34px 0;background:var(--soft)}.cta strong{display:block;font-size:19px;line-height:1.3;margin:.35em 0}.cta p{margin:.45em 0 1em}.cta small{display:block;margin-top:12px;color:var(--muted);line-height:1.45}.cta.compact{padding:18px}
.verdict{border-left:5px solid var(--accent)}.notice{background:var(--warm)}.tablewrap{overflow:auto}table{width:100%;border-collapse:collapse;background:#fff}th,td{padding:13px;text-align:left;border:1px solid var(--line);vertical-align:top}th{background:#f5f7fb}
.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:22px}.breadcrumbs span{margin:0 6px;color:#9aa3b2}.related{border-top:1px solid var(--line);margin-top:42px;padding-top:8px}.related ul{padding-left:20px}
footer{border-top:1px solid var(--line);background:#fff;padding:36px 0;color:var(--muted);font-size:14px}.foot{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.foot a{color:var(--muted)}
@media(max-width:960px){.layout{grid-template-columns:1fr}.sidebar{display:none}.main a:not(.header-cta){display:none}.cards{grid-template-columns:1fr}}
@media(max-width:600px){.top{gap:10px}.brand{font-size:17px}.header-cta{font-size:13px}.layout{margin-top:26px;padding:0 18px}h1{font-size:40px}}